Understanding the Canadian Dental Care Plan (CDCP)
SureFit Denture Clinic

Guidance on the Canadian Dental Care Plan (CDCP) Eligibility

At SureFit Denture Clinic, alongside providing affordable and quality denture services, we believe in helping keep you current with knowledge about making dental and denture care more accessible and less of a financial burden. The Canadian Dental Care Plan (CDCP) is a program we’re excited to introduce to you.


Give us a call or send an email if you have any questions, we are here to help you

Who Qualifies for the CDCP?


Below are the criteria for who qualifies

  • Canadian Residency: To be part of this plan, you need to be a Canadian resident.


  • Income Guidelines: If your family’s adjusted net income is under $90,000 annually, this program is designed to support you.


  • Dental Insurance Availability: The CDCP is a helping hand for those without dental insurance. This includes not having insurance through employment, pensions, or any personal plans.


  • Tax Filing Status: Having filed your tax return in the previous year is necessary to qualify, as it reflects your active participation in our nation’s tax system.


Program Roll-Out: Timelines and Target Groups

  • Focused on Our Seniors: The CDCP’s phased approach starts with seniors 87 and older beginning mid-December 2023, gradually including younger seniors in stages down to those aged 65 by May 2024. This structured rollout demonstrates a prioritized care approach for our elders.


  • Support for Families and Individuals with Disabilities: Following the seniors, from June 2024, the program will welcome applications from families with children under 18 and individuals holding a Disability Tax Credit Certificate, ensuring comprehensive support for those in need.


  • Expanding Reach: The aim is to extend this support to all eligible individuals by 2025, showcasing a commitment to inclusive dental care.

How to Apply for the CDCP



Becoming a participant in the CDCP involves a few straightforward steps:

  • Receiving Your Invitation: Watch for a letter from Service Canada, which will include a unique application code.
  • Choosing How to Apply:
    • Phone Application: Use the provided contact number in your invitation letter for a direct application process.
    • Online Application: An option for online application will be available starting May 2024, offering additional convenience.
  • Completing the Application:
    • Eligibility Confirmation: It’s important to confirm that you meet all the criteria set by Service Canada.
    • Awaiting Confirmation: After applying, a confirmation from Service Canada will inform you that your application has been processed.
    • Receiving Your Welcome Package: Successfully enrolled participants will receive a welcome package from Sun Life, which is your green light to start booking dental appointments under the CDCP.

Senior couple having breakfast outside

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Dental Benefits Under the CDCP


Coverage Details for Denture Services

  • Complete and Partial Removable Dentures: The CDCP offers coverage for both complete and partial removable dentures. This initiative aims to support individuals missing some or all their teeth, ensuring they can regain their smiles and functional bite without worrying about the financial strain.

How Much Does the CDCP Cover?

The CDCP provides a tiered coverage system based on your family’s net income, making denture-related services more affordable:

  • For Families Earning Below $70,000: The plan covers 100% of the costs associated with denture-related services.
  • Income Between $70,000 to $79,999: There’s coverage for 60% of the costs.
  • Income Between $80,000 to $89,999: You’re eligible for 40% coverage of these expenses.

This approach ensures that dental care, especially for dentures, is accessible to those who need it most, based on their financial situation.

Beyond Dentures: Comprehensive Dental Services

The CDCP doesn’t stop at dentures. It extends to cover a wide array of dental services aiming to maintain overall oral health:

  • Preventive Services: Including regular exams and cleanings to prevent dental issues.
  • Diagnostic Services: Such as X-rays and evaluations to accurately diagnose oral health conditions.
  • Restorative Services: Covering treatments like fillings and crowns to restore the health of your teeth.
  • Endodontic Services: Root canal treatments to address issues within the tooth.
  • Periodontal Services: Focused on treating gum disease and maintaining gum health.
  • Oral Surgery Services: When surgical interventions are necessary for your oral health.

Accessing Benefits and Scheduling Appointments:

Upon confirmation of eligibility and receipt of the welcome package from Sun Life, beneficiaries can schedule appointments for denture-related services at SureFit Denture Clinic. Our team is dedicated to ensuring you receive the maximum benefits under the CDCP, particularly for denture-related needs, and will guide you through the process of accessing your coverage.

How to Apply for the CDCP


Q: What dental services are included in the CDCP?

A: The CDCP ensures comprehensive dental care, covering services from preventive maintenance, such as cleanings and exams, to more involved procedures including fillings, crowns, root canals, gum disease treatments, and surgeries. Dentures, both complete and partial, receive particular focus, ensuring those with missing teeth have access to the necessary services to improve their oral health and quality of life.

Q: How can I become eligible for CDCP coverage?
A: Eligibility is determined by a few straightforward criteria: your household must earn less than $90,000 annually, you should not have access to dental insurance through work, pensions, or personal plans, you must be recognized as a Canadian resident for tax reasons, and you need to have filed your taxes for the previous year.

Q: What percentage of dental costs does the CDCP cover?
A: Coverage by the CDCP is income-dependent:

  • Below $70,000: Expect complete coverage.
  • Between $70,000 and $79,999: 60% of costs are covered.
  • Between $80,000 and $89,999: You’ll receive coverage for 40% of your dental expenses.

Q: What’s the process to apply for the CDCP?
A: Application starts once you receive an official letter from Service Canada, which includes all necessary details and your unique code for applying. You have the option to apply over the phone using the provided number or online, with online applications opening in May 2024.

Q: When can I begin using my CDCP benefits?
A: After completing your application and receiving your Sun Life welcome package, which includes the start date for your coverage, you’re ready to arrange dental appointments under the CDCP.

Q: Are denture-related services covered by the CDCP?
A: Yes, the CDCP specifically includes coverage for denture-related needs. This encompasses both complete and partial removable dentures, with the level of coverage based on your income, ensuring those who require these services can obtain them.

Q: Is direct billing to the CDCP available for dental services?
A: Yes, once you’re enrolled in the CDCP and have received your welcome package from Sun Life, your dental services can be billed directly to the plan. Depending on your income, a co-payment may be required.

Q: What should I bring to my CDCP-covered dental appointment?
A: For your appointment, please bring your CDCP Sun Life card, which you will find in your Sun Life welcome package. This card is crucial for facilitating the direct billing of your covered dental services.


Ready to utilize your Canadian Dental Care Plan (CDCP) benefits for denture-related services or have further questions? SureFit Denture Clinic is here to assist you every step of the way.


Give us a call or send an email if you have any questions, we are here to help you

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